Thursday, August 14, 2014
Baby Savings #2
Good afternoon, everyone!
Pinterest probably led you to this blog, and you can find my first post about budgeting a few articles down. I would like to share some more thoughts. Months have gone by since I wrote that article, and I have a lot more to say now that I have some more experience.
Tip #1: Give this idea to the person that is organizing your baby shower. Any guest that brings an unwrapped pack of diapers (aside from the gift they're giving you) has their name entered into a drawing for a gift card. I did this for my sister, and she didn't need to buy diapers for months. I assessed what would be most valuable to the guests at her party, and I decided to go with a $50 gift card to Target. Most places are easy to exchange at, and I believe she only had to switch out a couple packs.
Tip #2: Ask your hospital what you will receive during your stay there. At mine, we received the remaining newborn diapers from the pack that was used for my son while we were there. By the time we had finished the pack, he was already in size 1's. I ended up giving away the newborn size diapers I bought myself (I used maybe 3 of them, but he was leaking out of them!). I also received lanolin for free, but I believe civilian hospitals make you pay for that, because its from the pharmacy. For his cord/circumcision care, we got free gauze pads, petroleum jelly, and alcohol wipes. For myself, they supplied me with everything I needed, as well as all the pain/healing medication and creams for at home. Again, your hospital might tack this on your hospital bill. I consider myself very lucky to not have had any medical bills. A little bit of witch hazel from any drug store will help you a lot with pain, and a big bottle of it is only $2!
Tip #3: Call your health insurance company early in your pregnancy. You need to know what's covered and how much of it is covered. There are a lot of ways to cut back on costs, especially if you and your baby are healthy. These three tips stand out to me the most: If you and your doctor see no reason for additional testing while you're pregnant, don't bother. Also, consider going med-free during labor. I tried and failed, but many women have success with this. Lastly, do not spend extra time in the hospital to recover. Always listen to medical advice from your doctor or midwife, but it's important to educate yourself, too.
Tip #4: Don't buy a changing table. Almost always you'll be changing your baby somewhere other than a changing table. In addition, when they start crawling, you'll be changing them on the floor anyways.
Tip #5: Any chair that rocks can be used as a rocking chair. I used our recliner in the living room just as much as I used the chair we purposefully bought for the nursery.
Tip #6: If there's a history of eczema and allergies in either of your families, don't even bother buying traditional baby wash and lotion. Just go ahead and buy the all natural/organic stuff. Its more expensive up front, but its very likely you're going to have to buy this stuff regardless.
Tip #7: If you have something that your baby won't use, try to find a new use for it before you try to sell it or give it away. For example, my son will not and never has slept in his Pack N Play. I turned it into a fort by cutting out one side and putting a fitted crib sheet on top, and he's used it every day since. If a onesie is just a little too short, and you have a sewing machine, then turn it into a shirt. I'd love even more suggestions. :)
Tip #8: Breastfeeding totally sucks at first. Totally. Freakin'. Sucks. You're going to save so much money if you never have to buy formula. This is the main reason we stuck with breastfeeding, and it sure as hell paid off. When it comes time for baby to be eating food, do some research on baby led weaning. Frugal moms swear by it, and also consider making your own baby food. I never did either of these things, but that doesn't mean its not a good idea.
Tip #9: Give up your idea of the perfectly coordinated room for your baby. You're the only person that cares about this, and you probably won't care as much when you're broke with spit up in your hair and sleep deprivation in your eyes. I struggled with this, too. Your baby is only a baby for a year. Likewise I think focusing on more coordination would be great for ages 1-4, when they actually might enjoy it and have an interest in it in general.
Tip #10: Consider cloth diapering and making your own reusable wipes. I didn't do these things, and I kind of wish I did.
Helpful? Please repin this article! Want me to adjust any of my tips or have a better suggestion? Feel free to email me at madde1km@gmail.com or comment on this article! I love helping people, especially in regards to finances, and I hope someone gets some use from this. Thanks for all the support!
<3 Kristin
Thursday, August 7, 2014
PCSing and a TMO/DMO move
We're living in California now! Here's an update about how our move went :)
1) Moving was horrible, but Noah did pretty well. One of us had to sit back there with him and entertain him at all times, but overall it went better than expected!
2) We had TMO move us. This was actually more frustrating than I thought it would be. We did a DITY move from MI to NC, so we thought everything would be easier. We were wrong.
3) The company messed with our dates. They kept changing around when they were packing our stuff, then they kept changing the pick up date. They packed our stuff on the 9th. We sat in a packed house for a day. They picked it up on the 11th. Unfortunately, all of our utilities were turned off that morning, because we thought they were packing the truck on the 10th. No water. No AC. It was bad for everyone.
4) We went to Mississippi for a week, which was fine considering TMO said we wouldn't receive our stuff earlier than July 25th.
5) We spent 3 days driving from MS to CA. Not bad. We rested at night and spent about 10-12 hours in the car each day.
6) God, its hot out here at 29 Palms.
7) The house we reserved before we got here was perfect. Too bad neither AC unit worked for 2 days. Add on 2 more days of living in a hotel.
8) Our stuff was delivered on July 24th! We originally set it up for them to deliver our stuff and have them unpack it as well. Apparently, we were unpacking it ourselves. This really wasn't horrible, because there are always people looking for free boxes and packing supplies.
9) Ugh. We lost a bunch of receipts. Goodbye, reimbursement.
10) Next time, we'll just do it ourselves. Also, I'll have a better system for saving receipts.
So that is that. Also, follow me on Instagram @Kfryyy. It will be the kick in the pants that I need to stop only posting pictures of my child.
<3 Kristin
1) Moving was horrible, but Noah did pretty well. One of us had to sit back there with him and entertain him at all times, but overall it went better than expected!
2) We had TMO move us. This was actually more frustrating than I thought it would be. We did a DITY move from MI to NC, so we thought everything would be easier. We were wrong.
3) The company messed with our dates. They kept changing around when they were packing our stuff, then they kept changing the pick up date. They packed our stuff on the 9th. We sat in a packed house for a day. They picked it up on the 11th. Unfortunately, all of our utilities were turned off that morning, because we thought they were packing the truck on the 10th. No water. No AC. It was bad for everyone.
4) We went to Mississippi for a week, which was fine considering TMO said we wouldn't receive our stuff earlier than July 25th.
5) We spent 3 days driving from MS to CA. Not bad. We rested at night and spent about 10-12 hours in the car each day.
6) God, its hot out here at 29 Palms.
7) The house we reserved before we got here was perfect. Too bad neither AC unit worked for 2 days. Add on 2 more days of living in a hotel.
8) Our stuff was delivered on July 24th! We originally set it up for them to deliver our stuff and have them unpack it as well. Apparently, we were unpacking it ourselves. This really wasn't horrible, because there are always people looking for free boxes and packing supplies.
9) Ugh. We lost a bunch of receipts. Goodbye, reimbursement.
10) Next time, we'll just do it ourselves. Also, I'll have a better system for saving receipts.
So that is that. Also, follow me on Instagram @Kfryyy. It will be the kick in the pants that I need to stop only posting pictures of my child.
<3 Kristin
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